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Insurance >Hazard Insurance
Are you considering taking out hazard insurance on a property before you actually take title? It may be a good idea!
Even though you are not yet the owner of record, as the buyer, you have an insurable interest in a property the moment that you and the seller execute the sales agreement. As a matter of practice, however, buyers do not usually take out insurance until the papers change hands, and it should not be necessary if the agreement of sale is properly executed.
It is very important to both parties that the agreement states that the property will be insured for a specific amount. From the buyer's point of view, an adequate sum must be stipulated, and the agreement should not read "as now insured", which can indicate that the seller may not want to increase the insurance.
As a general rule, the amount of insurance on the buildings on a property should equal the sales price, less the value of the lot.
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Due to low business and living expenses, what areas are considered to be the fastest growing in the country?
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According to recent studies, the Southern and Western regions of the U.S. are among the nation's strongest economies. |
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Ivey Geisler and Kitty Mark
Keller Williams at the Parks
444 North Mills Avenue
Orlando, FL 32803
407-491-6857
Fax: 407-650-3131
realteam@NUMBER1EXPERT.com
The Real Team specializes in Buyers and Sellers in Central Florida. They have over 20 plus combined years of experience in Real Estate in the Orlando area. Whether you are interested in Luxury Homes, Golf-Front Property, Lakefront Property, Foreclosures or Short Sales, Ivey & Kitty can assist you with your needs. They pride themselves in knowing the market and staying up to date with the education that will enable them to properly educate and advise their clients in this ever changing market.
If you are relocating to the Central Florida area, they will be able to assist you with schools, neighborhoods, businesses, and any other questions you might have about the area. They also stay in touch with numerous business people in the area that can answer the questions they cannot. Whether you are looking to move to a larger home or a smaller home, they can sell your existing home and assist you with finding a new home.
Their marketing efforts will help to get your property sold in a short period of time. They have exposure on numerous web sites that attract international buyers, as well as local and out of the area buyers. Thru the proper technology, they are able to immediately respond to inquiries about listings, which will help to get your property sold.    
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