It is not unusual for first-time buyers to be free of debt. They have been saving for their first home for many months or even years. But after they move into their new home, the new homeowners are often deluged with pre-approved credit card applications from banks and stores offering credit lines. Before they realize what is happening, they can be overwhelmed with debt.

The consumer credit agencies know that mortgage companies do thorough checks before approving a loan, and those who have passed through that process are considered good credit risks. They also know that new homeowners often need to make major purchases of furniture and appliances at a time when they have depleted most of their savings accounts. After years of disciplined savings, new owners may be faced with a tremendous temptation to just say "charge it" for the things they need.

If you have just purchased a home, be aware--and wary--when those credit card applications start pouring in!

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Ivey Geisler and Kitty Mark
Keller Williams at the Parks
444 North Mills Avenue
Orlando, FL 32803
407-491-6857
Fax: 407-650-3131
realteam@NUMBER1EXPERT.com

The Real Team specializes in Buyers and Sellers in Central Florida. They have over 20 plus combined years of experience in Real Estate in the Orlando area. Whether you are interested in Luxury Homes, Golf-Front Property, Lakefront Property, Foreclosures or Short Sales, Ivey & Kitty can assist you with your needs. They pride themselves in knowing the market and staying up to date with the education that will enable them to properly educate and advise their clients in this ever changing market. If you are relocating to the Central Florida area, they will be able to assist you with schools, neighborhoods, businesses, and any other questions you might have about the area. They also stay in touch with numerous business people in the area that can answer the questions they cannot. Whether you are looking to move to a larger home or a smaller home, they can sell your existing home and assist you with finding a new home. Their marketing efforts will help to get your property sold in a short period of time. They have exposure on numerous web sites that attract international buyers, as well as local and out of the area buyers. Thru the proper technology, they are able to immediately respond to inquiries about listings, which will help to get your property sold.

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